InsureOS brings renewals, commissions, quotes, WhatsApp notifications and performance tracking into one purpose-built platform — so you focus on growing your book, not managing data.
Most insurance agencies operate across a patchwork of Excel sheets, WhatsApp groups and handwritten notes. Renewals get missed, commissions are miscalculated, and advisors spend hours on follow-ups that should take seconds.
Renewals missed because no one flagged the expiry in time
Commission % set incorrectly or left blank — money left on the table
No shared view — manager doesn't know what's pending or overdue
Advisors send follow-up messages manually instead of spending time selling
Every policy in your pipeline is tracked with urgency. Overdue, today, this-week — surfaced automatically.
T13 slab engine computes your commission by tier. No manual calculation. No errors at month-end.
WhatsApp and SMS reminders go out at 9 AM daily based on your configured rules — nobody needs to press send.
Every advisor's GWP, renewal ratio and commission — visible in one dashboard, updated in real time.
Import your existing renewal sheet as-is. No reformatting. 50+ column header aliases recognised out of the box.
Not a generic CRM with insurance fields bolted on. Built from scratch for how Indian agencies actually work.
Your complete renewal pipeline — import to renewed — with urgency-first sorting and status tabs.
Agency KPIs the moment you log in — total policies, renewed, urgent and estimated receivable.
T13 slab-based calculation with PIN-protected access and per-advisor breakdown.
Automated WhatsApp & SMS renewal reminders — set up once, fire every day at 9 AM.
Ask questions about your book in plain language — the AI searches your live policy data instantly.
Generate and send quotes from the platform — PDF export and WhatsApp delivery in one click.
Know exactly what you owe references and what you will collect — reconciled in real time.
Track your agency and each advisor across Monthly, Quarterly and Annual periods.
Flags policies with missing critical fields so they don't affect commissions or notifications.
+ GST · Annual billing available (2 months free) · 10-day free trial on all plans
Trial Free / 15 days | Free Free / forever | ★ Most Popular Solo ₹499 / month | Business ₹4,999 / month | Enterprise Custom | |
|---|---|---|---|---|---|
| Plan | Start free → | Start free → | Try now → | Try now → | Contact us → |
| Core Platform | |||||
| Renewal pipeline (Pending / On Hold / Renewed) | ✅ | — | — | ✅ | Custom |
| XLSX bulk import, auto column mapping | ✅ | ✅ | ✅ | ✅ | Custom |
| Dashboard KPIs (policies, renewed, urgent, margin) | ✅ | ✅ | ✅ | ✅ | Custom |
| AI Copilot (plain-language policy queries) | ✅ | ✅ | ✅ | ✅ | Custom |
| Notifications | |||||
| Automated WhatsApp & SMS reminders (4 rules) | ✅ | ✅ | ✅ | ✅ | Custom |
| Custom message templates | ✅ | ✅ | ✅ | ✅ | Custom |
| Commissions & Reporting | |||||
| T13 slab commission engine | ✅ | — | — | ✅ | Custom |
| Payout & receivable reconciliation | ✅ | — | — | ✅ | Custom |
| Performance tracking per advisor | ✅ | — | — | ✅ | Custom |
| CSV reports (policies, commissions, agents) | ✅ | ✅ | ✅ | ✅ | Custom |
| Setup & Access | |||||
| Quotes per month | Unlimited | 10/mo | Unlimited | Unlimited | Unlimited |
| Advisor users | 1 | 1 | 1 | Up to 10 | Unlimited |
| WhatsApp number | Platform | Platform | Platform | Platform / Own | Client number |
| Setup support | Self-serve | Self-serve | Basic | Assisted | Dedicated |
| Start free → | Start free → | Try now → | Try now → | Contact us → | |
Indian insurance agencies managing 10–500 policies per month — currently using Excel, WhatsApp and manual follow-ups, looking for a proper platform without the enterprise price tag.
Individual advisors handling renewals alone who want automated reminders, commission tracking and a shareable pipeline as they scale their book.
Large enterprises with dedicated IT teams and an existing policy management system already connected to insurer portals.
Meera runs a 3-advisor agency. Every month she exports the renewal sheet, calculates commissions manually in Excel and sends WhatsApp messages herself. InsureOS imports the same XLSX, calculates T13 commissions and fires reminders automatically — Meera gets her evenings back.
Rajan's 5-advisor team each track their own renewals in separate sheets. Three policies expired last month before anyone noticed. InsureOS gives every advisor a shared pipeline — overdue policies are flagged at the top, reminders go out automatically, nothing slips through.
Priya spends 2 hours every week sending "your policy is expiring soon" messages manually on WhatsApp. InsureOS sends those messages at 9 AM daily — at the 30-day, 10-day and 2-day mark — without her touching a button. Those 2 hours go back into selling.
"We're in early access — be among our first agency reviewers. Try InsureOS free for 10 days and share your experience."
Yes. InsureOS recognises over 50 common column header formats exported from insurer portals. You don't need to reformat your existing Excel file — just upload it and the pipeline is populated automatically.
You configure your Bronze, Silver and Gold slab thresholds in the admin panel. The engine then calculates commission for each policy based on the advisor's slab tier — including own-policy vs. reference-commission splits. It updates automatically as you mark policies renewed.
Solo plan users share the platform's WhatsApp number. Business plan and above can configure their own WhatsApp Business API number so reminders go out from your agency's branded sender.
Yes. InsureOS uses PostgreSQL Row-Level Security — each agency's policies, commissions and customer data are completely isolated. One tenant can never see another's data.
Import your first XLSX and you'll see your full renewal pipeline in under 5 minutes. Configuring reminders and commission slabs takes another 20–30 minutes. Most agencies are fully live the same day they sign up.
Get your agency live on InsureOS — import your first XLSX and see your pipeline in under 5 minutes.